TLC Mortgage Groups – Win Your Mortgage Payment Sweepstakes 2019 – Official Rules & Regulations (the “Rules”)

The following contest is intended for existing customers, new customers and referrers of Dominion Lending Centres – TLC Mortgage Group FSCO #12988 who are legal residents of Ontario Canada and are of the legal age of majority in Ontario prior to entry. The Contest is called the “Win Your Mortgage Payment” (the “Contest”).


TO ENTER YOU MUST COMPLETE OR HAVE COMPLETED A MORTGAGE WITH DOMINION LENDING CENTRES – TLC MORTGAGE GROUP OR BE THE REFERRER OF A FUNDED MORTGAGE TO DOMINION LENDING CENTRES – TLC MORTGAGE GROUP IN 2019 WITH A PARTICIPATING DOMINION LENDING CENTRES – TLC MORTGAGE GROUP AGENT.  By entering the contest you acknowledge and agree that: (i) you have read and understood these Rules in their entirety; (ii) you are eligible to participate in the Contest; and (iii) you agree to abide by the Rules, which are final and binding on all matters pertaining to the Contest. From all eligible entries received, the winner(s) will be selected in the manner detailed below. Eligibility criteria to enter the Contest are described below.

Contest Period
The Contest will run from July 1, 2019, 12:01 a.m. Eastern Time (“ET”) to December 31, 2019 at 11:59 p.m. ET (the “Contest Period”). The Contest sponsor is Dominion Lending Centres – TLC Mortgage Group (the “Sponsor”).

How To Enter:
To enter or to win you must complete and fund a mortgage with participating Dominion Lending Centres – TLC Mortgage Group or refer a client that funds a mortgage with  a participating Dominion Lending Centres – TLC Mortgage Group in 2019. All mortgages that have funded from January 1, 2019 prior to the contest start date will be eligible for entry automatically if completed by a participating TLC Mortgage Group agent. All funded mortgages up to and including December 31, 2019 are eligible for entry.

Monthly Prize entries:
Once an entrant has completed a mortgage or referred a client who completes a mortgage with a Dominion Lending Centres – TLC Mortgage Group participating agent, they will earn one entry for the Monthly Prize draw. The ballot will remain “in-play” for each month following the mortgage funding, earning the entrant multiple attempts at winning a Monthly Prize.

For each funded and/or funded referral mortgage required to earn an entry, the required action as outlined in the description/instruction must be completed in full and meet the compliance guidelines outlined below or on the Contest Website to be accepted as a valid entry to the Monthly Prize draw.

Monthly Prize entries are cumulative and will be entered into the draw for the month of entry, as well as all subsequent monthly draws until the end of the Contest Period.

Each entry must fully agree with the terms and conditions.

Entry Method One – complete your mortgage with a participating mortgage agent from Dominion Lending Centres – TLC Mortgage Group and upon funding of the mortgage you will receive 1 ballot for the monthly draw.

Entry Method Two – refer someone to participating Dominion Lending Centres – TLC Mortgage Group and upon funding of that mortgage both the referrer and the referree will receive one ballot for the monthly draw.

There is no limit to the amount of contest entries you can obtain so long as they’re earned based on the above conditions.

Entry ballots are awarded on a “per application” basis and only one ballot will be awarded per application, regardless of the amount of applicants involved in funding the mortgage.

Prize Draws
Prize draw will be completed on or about the third (3rd) of each month starting August 3, 2019 through January 3, 2020.

PERSONS RESIDING IN JURISDICTIONS OTHER THAN ONTARIO CANADA ARE NOT ELIGIBLE TO WIN ANY PRIZES IN CONNECTION WITH THIS CONTEST. Employees, representatives and agents (and those with whom they are domiciled) of Sponsor, the contest administrator Dominion Lending Centres TLC Mortgage Group, their respective affiliates, subsidiaries, advertising agencies, webmasters, site providers, contest judges and/or persons engaged in the development of the promotional material are not eligible to participate in this Contest. Government Agencies are not connected with this Contest and are not liable in any way whatsoever in regard to any matter which relates to this Contest.

Monthly Prizes: There will be one (1) Monthly Prize available to be won each month during the Contest Period (for a total of 6 Monthly Prizes). Each Monthly Prize consists of one prize valued at a maximum amount of $3,000.00 based on the winner’s mortgage payment (subject to terms and conditions) as set out below.


July                        Mortgage Payment**   $3,000
August                   Mortgage Payment**   $3,000
September          Mortgage Payment**   $3,000
October                Mortgage Payment**   $3,000
November           Mortgage Payment**   $3,000
December           Mortgage Payment**   $3,000

** One payment of a maximum of $3,000 against the winner’s monthly mortgage payment based on their actual monthly payment and verified by way of the winner’s current mortgage statement. Only available for the winner’s principal residence and will be awarded by way of certified cheque. It is the sole responsibility of the winner to apply this amount to their mortgage payment. If the winner fails to apply this to their current mortgage payment Dominion Lending Centres – TLC Mortgage Group is not responsible for missed mortgage payments or defaults. Dominion Lending Centres – TLC Mortgage Group may substitute the mortgage payment prize for a gift card of the client’s choice or VISA gift card valued at an amount equal to their monthly mortgage payment up to and including, but not exceeding, $3,000 including any and all applicable service fees.

Draws and Winner Selection
Monthly Prizes: On the 3rd business day following the applicable draw month, the Sponsor will randomly draw one (1) eligible entry from all Monthly Prize entries received between the beginning of the Contest Period as outlined above and the end of the applicable draw month. The draw will take place at 1100 Burloak Drive Suite #300, Burlington Ontario L7L 6B2 at or near 1p.m. ET. There will be six (6) draws total; one (1) per month.

In addition to the above, and prior to being declared an official winner, each selected entrant will be required to sign and return the Declaration and Release Form described below in Rule 6 within the time frame specified by the Sponsor. Only when a selected entrant has complied with all of the above requirements will they be declared an official winner (a “Winner”).

Awarding of prizes will be coordinated directly with Winners within 30 days of being declared a Winner. Any further costs and expenses not specifically described as included in the Prize (including, but not limited to claiming and using the prize) are the responsibility of the Winner.

By entering this Contest, all entrants consent to the collection, use and disclosure of their personal information by Sponsor for the purposes of running the Contest or for any other purpose to which entrants consent. Once submitted, entries become the exclusive property of the Sponsor and will not be returned. Personally identifiable information received will be used to verify eligibility and award prizes, for any purpose to which entrants consent, or as otherwise indicated on the Contest Website, and will be collected, used and stored by the Sponsor in accordance with its Privacy Policy. The privacy policy can be found at

This Contest is subject to all applicable Federal, Provincial and Municipal laws, and is void where prohibited.

Odds of Winning
The odds of winning a Monthly Prize are dependent on the number of eligible entries received from the beginning of the Contest Period until the last day of the applicable monthly draw.

All the selected entrants will be required to sign and return a full release and indemnity form, (“Declaration and Release Form”) within the time stipulated by the Sponsor, stating that he/she has read and understood these Rules, grants all consents and authorizes the Sponsor to use his/her entry, name, city of residence, photograph, likeness, comments and voices in connection with any promotion or publicity at no additional compensation to the selected entrant, beyond the awarding of the Prize. A potential Winner must also agree to accept the Prize as offered.

In the event of non-compliance with these requirements (as applicable) or with these Rules, or if Prize notification or award of Prize is returned undeliverable, Sponsor shall have the right to disqualify the selected entrant, and randomly select from the remaining eligible entries an alternate entrant as a potential Winner and shall be fully and completely released and discharged from any liability or responsibility in this regard.